A bank connection gives us a read-only view of your external business bank account. That means we’ll only be able to see a line-by-line history of your most recent transaction data so we can make sure your business is eligible for Bluevine products and services. Connecting your external bank account helps Bluevine work seamlessly with your other business accounts, making payments and transfers from your dashboard even easier.
To connect your external bank accounts, we use a service offered by Plaid, which lets you link your other external accounts to Bluevine by logging in with your bank credentials. Plaid is fast, easy, and secure—Plaid communicates with your bank to keep your login information private.BVSUP-00054
Connecting an external bank account lets you easily transfer funds into your account via free ACH. You'll also be able to pay bills using your Bluevine Business Checking account or your connected external account.
If you meet one of the monthly activity goals, you'll earn 2.0% interest on your balance up to and including $100,000—that's 50x the national average.BVSUP-00005
When you link Bluevine Business Checking to an external account, you may see that you're connecting to Coastal Community Bank, Member FDIC. This is correct–we partner with Coastal Community Bank, Member FDIC, to offer Bluevine Business Checking accounts
We use bank connections for initial underwriting when you apply for a line of credit, as well as ongoing review to confirm you still qualify for future draws and potential credit line adjustments. Using Plaid to link your account helps make our decisions even faster if you're applying for a Bluevine Line of Credit.
For current customers, your connected business account saves you time from uploading bank statements manually every month.
If you close or change bank accounts, you can easily connect a new one from your dashboard.
The first step is signing in to your Bluevine dashboard. From the External Accounts tab, you'll be able to establish a bank connection. Your external bank may prompt you to answer security questions before you link your accounts.
Be sure to enter the correct information for your username, password, and security answers. The most common reason customers are unable to connect their bank accounts is a password or username error.
Once you've successfully linked your external account, you'll be able to set it as your primary account if you'd like. For Line of Credit customers, we use your primary account to help determine how much credit your business is eligible to receive, so it should be the account that holds the majority of your business revenue.
If you want to connect your accounts through your external bank, here's the information you'll need to have handy:
You can also provide our Bank Verification Letter, available on your Bluevine dashboard, which includes your routing and account numbers.A note for Chase customers
If you're connecting your Chase business account to Bluevine, you'll need to verify your Chase account and routing number with us so we can authorize the connection.
Follow our step-by-step Help Center article for connecting your bank account.
Helpful guides to show you how to apply and get started with Bluevine Business Checking,
plus all the great features we’ve built specifically for small businesses.
Business Checking, Business Loans
Linking your external business bank account can help you get the most out of your Bluevine Business Checking account...
Choose from three easy ways to activate your Bluevine Business Debit Mastercard®, then add funds to your account so you can start using it.
Sub-accounts make it easier to manage cash flow, expenses, and budget–all while earning interest.
Join thousands of small businesses already enjoying Bluevine’s many benefits beyond checking.
See how you can earn 50x the national average when you meet a monthly activity goal...
Learn the basics of getting your account set up and ready to go...
With Business Checking from Bluevine, you can connect your account to your favorite business tools...
From self-guided resources to expert help from real people, you can count on
dependable support services that are always there for you.
Get answers in a snap, right from your dashboard during business hours.
Submit your application in just a few minutes.BVSUP-00006